Practical writing on Australian personal finance from someone who actually has a mortgage, four kids, and the same questions you do.
In two weeks the ATO will add somewhere between $700 and $1,000 to the average HECS balance. The exact rate drops late May. Here’s the maths, the one move that beats it, and the strategy mistakes to avoid.
Read post →Negative gearing, capital gains tax, three rounds of tax cuts. The biggest tax changes since GST. We bust the worst myths and walk through what each demographic actually needs to know.
Read post →On 5 May 2026 the RBA pushed the cash rate up by 25 basis points to 4.35%. We unpack what it means for your mortgage, your weekly shop, and why it’s a big part of why we built Funance.
Read post →Cutting the cord was meant to save you money. Then Stan, Netflix, Disney+, Binge, Paramount+, Amazon Prime, Apple TV+, Kayo, and Spotify happened. Here’s how to actually get ahead.
Read post →Two strategies. Both work. One saves you more money. The other keeps you motivated. Here’s how to pick, with a real Australian example.
Read post →The marketing says it pays for itself. The reality depends on whether you actually use the perks. Here’s how to work out if your premium card is making you money or burning it.
Read post →The "20% deposit" rule is folklore. Stamp duty, LMI, conveyancing, and buffer cash are the real numbers. Here’s the honest math for an Australian first home buyer.
Read post →The ASFA "comfortable retirement" benchmark gets quoted everywhere. We break down what it really takes to retire at 60, 65, or 67 in Australia, and how to know if you’re on track.
Read post →There are plenty of finance apps. Most of them are either banking apps with a budgeting tab bolted on, or US tools awkwardly converted for Australian users. We wanted something else.
Read post →