Question 1

Is Funance free?

Accepted Answer

Yes, the Free plan gives you Overview, Budget and Debts tabs running locally in your browser. The Pro plan ($9.90/month or $79/year) unlocks all 11 tabs plus cloud sync across devices.

Question 2

How is Funance different from PocketSmith, Frollo or WeMoney?

Accepted Answer

Funance is built specifically for Australian households with deeper financial planning than competitors. It includes 59 personalised recommendations, full 2025-26 ATO tax modelling, a 19-card Australian credit card portfolio analyser, ABS capital city property market data, and what-if mortgage scenario modelling. Unlike Frollo and WeMoney which monetise via lead-gen and credit-score upsells, Funance is funded only by subscriptions, your data is never sold.

Question 3

Does Funance connect to my bank?

Accepted Answer

Funance is a planning and analysis tool, not a transaction tracker. You enter your numbers manually, which means no bank credentials shared, no open banking consent, no risk of credential leaks. Many Australians prefer this for sensitive financial planning.

Question 4

Is my data secure?

Accepted Answer

Free accounts store data locally in your browser, nothing leaves your device. Pro accounts sync via encrypted Supabase storage hosted in Sydney. We never sell, share or analyse individual user data.

Question 5

Can I cancel anytime?

Accepted Answer

Yes. Pro subscriptions cancel anytime through Stripe Customer Portal, no contracts, no fees. Your data remains accessible locally on the Free plan.

Question 6

Does Funance handle Australian tax?

Accepted Answer

Yes. Funance includes a full 2025-26 ATO tax calculator with marginal brackets, Low Income Tax Offset (LITO), Medicare levy, per-partner calculations for couples, and net pay shown monthly and fortnightly.

Pricing

Free

Pro POPULAR

Pro annual